ImmiLink Insurance Benefits Program 2026

IMMILINK membership is mandatory. All enrolled members—including legal advisors, current students, and alumni—are eligible for this benefit. No membership = no benefit under this agreement.

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Membership

Features

GOLD

Available after 12 months of continuous enrollment in the Silver Plan.

SILVER

BRONZE

Extended Health Care

Coinsurance

100%

90% unless noted otherwise

80% unless noted otherwise

Deductible

Nil

Overall Plan Maximum

Unlimited in Canada

Drug Coverage

Drug Coinsurance

•Costco/ Rexall/ GreenShield Pharmacy

100%

90%

•All other pharmacies

100%

90%

80%

Drug Maximum

$5,000 per calendar year

Vision Care

Vision Care Coinsurance

100%

Lenses, Frames, Contacts, Laser Eye Surgery

$200 every 24 months

Nil

Eye Examinations

$75 every 24 months

Travel

Travel Coinsurance

100%

Out-of-Province/ Country Travel Coverage

$5,000,000 per incident

Services & Supplies

Paramedical Practitioners

$500 per practitioner per calendar year

$300 per practitioner per calendar year

Nil

Hospital Coverage

Semi-private accommodation to a 14-day maximum

100% coinsurance - Semi-private accommodation to a 14-day maximum

50% coinsurance - Semi-private accommodation to a 14-day maximum

Hearing Aids

$500 every 5 years

Custom Orthotics & Custom Orthopedic Shoes

$300 combined per calendar year

Medical Services & Supplies

Included up to reasonable & customary amounts

Dental Care

Option: Yes/ No (Copper)

Yes

Coinsurance

Basic: 100% Major & Child Orthodontics: 50%

Basic: 90%

Basic: 80%

Plan Maximums

Basic & Major: $1,500 combined per calendar year Child Orthodontics: $1,500 lifetime

$1,500 per calendar year

$1,000 per calendar year

Deductible

Nil

Recall Visits

1 every 6 months

1 every 9 months

Scaling Units (15 min/ unit)

8 units per calendar year

Benefit programs can be complex and costly.

We're here to change that.

The ImmiLink Benefits Program is a one-of-a-kind solution that leverages the group purchasing power of our members to deliver affordable and accessible plans with unmatched value.

By partnering with trusted providers and negotiating on your behalf, we ensure the strongest combination of coverage, service, and support. The program is built to provide quicker, simpler, and more flexible benefits with greater rate stability, helping small and medium-sized employers attract and retain top talent. With premiums fully tax deductible as a business expense, it is not just a benefits program. It is a smart investment in your people and your organization.

Eligibility

•The group must either be a legally incorporated company, sole proprietorship, or partnership, with true employer/employee relationships. PAD required.
•All participating members must have valid Provincial Health Insurance coverage.
•All members must be under age 70 and working a minimum average of 20 hours per week to remain eligible.
•The drug maximum is not applicable in Quebec due to RAMQ requirements. Therefore, it is unlimited coverage with applicable pooling protection.
•Silver+ extends beyond age 70 with a surcharge on Travel Insurance of $26.17 Single & $52.33 Couple/Family.
•The employer must contribute to at least 50% of the premiums of the chosen coverage, and all members within a specified classification of employees must be enrolled unless they provide proof of equivalent spousal coverage.
•Members may transfer to Gold after 12 continuous months under the Silver level.
•Copper coverage is Bronze Health without Dental Care.

Premiums

•The stated premiums do not include applicable Provincial Sales Taxes.
•The premium rates change December 1st of each year.

Additional Benefits

•Additional benefits including Life Insurance, Critical Illness, and Long-Term Disability Insurance, may be available and must be quoted separately.
•The cost of Life Insurance coverage is typically $5 per month for each $10,000 of coverage.
•The cost of Long-Term Disability coverage is typically $2.65 per month for each $100 per month of coverage.
•The cost of Critical Illness coverage is typically $8 per month for each $10,000 of coverage.

Ontario

	GOLD	SILVER	BRONZE	COPPER
Single	$208.93	$162.16	$127.80	$78.03
Family	$547.40	$426.99	$327.05	$180.15
Couple	$417.83	$324.34	$255.68	$156.05

British Columbia/Manitoba/Saskatchewan

	GOLD	SILVER	BRONZE	COPPER
Single	$159.96	$124.34	$98.17	$60.27
Family	$418.56	$326.85	$250.76	$138.89
Couple	$319.89	$248.68	$196.40	$120.53

Atlantic Provinces

	GOLD	SILVER	BRONZE	COPPER
Single	$224.54	$174.21	$137.24	$83.69
Family	$588.46	$458.89	$351.37	$193.30
Couple	$449.04	$348.44	$274.56	$167.36

Quebec

	GOLD	SILVER	BRONZE	COPPER
Single	$277.18	$231.38	$177.56	$78.03
Family	$757.95	$639.21	$473.95	$180.15
Couple	$554.30	$462.83	$355.21	$156.05

Nunavut/Alberta/Yukon/NWT

	GOLD	SILVER	BRONZE	COPPER
Single	$179.01	$139.05	$109.70	$67.18
Family	$468.69	$365.82	$280.44	$154.94
Couple	$357.99	$278.13	$219.46	$134.35

Premium Calculator

Select your province group, coverage tier, and type to view your monthly premium.

Note: Premiums exclude Provincial Sales Tax. Rates change every December 1.

Province Group

Coverage Tier

Coverage Type

Your estimated monthly premium

$208.93

per month (excl. Provincial Sales Tax)

All premiums for Ontario:

Type	GOLD	SILVER	BRONZE	COPPER
Single	$208.93	$162.16	$127.80	$78.03
Couple	$417.83	$324.34	$255.68	$156.05
Family	$547.40	$426.99	$327.05	$180.15

Benefit programs can be complex and costly.

We're here to change that.

The Pooled Benefits Program is a one-of-a-kind solution that leverages the group purchasing power of our members to deliver affordable and accessible plans with unmatched value.

With premiums fully tax deductible as a business expense, it is not just a benefits program. It is a smart investment in your people and your organization.

Alberta Premiums

	GOLD	SILVER	BRONZE	COPPER
Single	$179.01	$139.05	$109.70	$67.18
Family	$468.69	$365.82	$280.44	$154.94
Couple	$357.99	$278.13	$219.46	$134.35

Selectpath Wellness Connection

GoodLife Fitness Club Corporate Membership

You're Eligible for Preferred membership pricing and benefits:

•25% savings on all membership types
•Waived enrollment fee (regular fee $99+tax)
•Corporate rate may be extended to one family member
•Access to over 200 GoodLife Fitness Clubs across Canada
•State-of-the-art cardio equipment
•Free weights and weight machines
•SHOWERS available
•World-renowned Group Fitness classes (select memberships only)
•Professionally trained staff to assist you in achieving your goals
•24-hour locations (select Clubs only)

Download Full Plan Details (PDF)

Frequently Asked Questions

Legal Advisors: All active ImmiLink legal advisors (Lawyers, RCICs, Paralegals) who are either incorporated business owners or sole proprietors in Canada.

Students / Alumni: All active student or alumni members of ImmiLink who are incorporated business owners or sole proprietors in Canada.

Note: If you do not own a business in your name (incorporated or sole proprietorship), you are not eligible.

All Participating members must have valid Provincial Health Insurance coverage.

All members must be under age 70 and working a minimum of 20 hours per week.

For more information, please contact Leanne Bayley at leanne@selectpath.ca. Join now by calling Sandra Cowell at 1-888-327-5777.